What does ELI Cover?
There are many forms of liability insurance including public liability insurance, employer’s liability insurance, director and officers insurance. But none of these generally provide adequate cover for environmental liabilities. Due to the toughening up of environmental laws in the UK, the costs of defense and clean up can be very expensive for businesses.
Environmental liability Insurance generally responds to the cost of repairing environmental damage arising from both common law claims, and claims arising from UK and EU legislation.
Specifically, ELI provides cover for:
- Both sudden pollution and gradual pollution
- First party (own site) clean up costs imposed by regulatory authorities
- Third party liability including impact on property value
- Nuisance claims
- Legal costs and expenses